The Critical First Step...

Whether you are using your own financial institution or working with a mortgage broker, it is absolutely essential that you are not only qualified but also fully per-qualified and fully underwritten.

Best Rates and Terms | 50+ Lenders | Divorce | Refinance and Renewal | Bankruptcy & Consumer Proposal | Self-Employed | Complex Income and Debt Obligations

What is the difference between Pre Approved and Fully Pre Qualified and Underwritten?

A pre-approval with a typical chartered financial institution often only considers very few variables and provides a qualification range that is drastically different than reality. When you are working with a mortgage broker, you will provide all of your details up-front and have your file reviewed and approved by a lender of your choice prior to submitting an offer.

How much does it cost to work with a mortgage broker?

Zero.

The 50+ lenders that we work with (including the major chartered financial institutions) pay the mortgage broker.

Why should I work with a mortgage broker and not my bank?

Because of the volume we send to our lenders, we are often able to provide better rates and terms even to those customers who are already clients of that bank.  

Meet The Dream Team

Mark Herman

Senior Mortgage Associate

Mark has 20 years of professional customer service experience after he earned a Bachelor of Commerce with a double major in Economics from the University of Calgary in 1992. In 2003 Mark completed his Master’s Degree in Finance from Herriot-Watt Business School at the University of Edinburgh in Scotland. The school is regularly rated as one of the top-10 business schools in the world by the Economist magazine. He is one of the few mortgage brokers with an MBA originating mortgages and actually talking to customers in Canada. Mark is a regular speaker and presenter on economics and mortgage data throughout Canada. He is often quoted in the media for his knack of translating economics and data into information that can be used by purchasers to support their decision making processes.

Katie Mcdowell

Owner, Dominion Lending Centres "Mortgages Are Marvellous"

Katie McDowell 2017: Mortgage Broker of the Year, 2017 President, Alberta Mortgage Broker Association (AMBA), 2016 Secretary/Treasurer of AMBA, 2015: Winner of the Pierre Fournier Award; the highest individual award for our entire company for outstanding contributions to the industry and community. Katie was the Senior Mortgage Escalation Underwriting Officer at a bank until she became a mortgage broker and the Broker of Record for our franchise. She has more than 18 years of mortgage experience and has underwritten more than $18 Billion in residential mortgages. She lives and breathes mortgages.

WE ARE HERE TO HELP

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